Our streamlined process is designed for speed: enquire in 60 seconds, complete your application in 5 minutes, and receive funding in as little as 4 hours for approved applications. Most businesses receive their funds within 24 hours of approval.

We lend to limited companies and eligible unregulated businesses that have been trading for at least 6 months. You'll need a good business bank account track record and the ability to demonstrate loan repayment capability. Each application is assessed on individual merits.

Repayment terms are flexible and tailored to your business cash flow. Options include daily, weekly, or monthly repayments. We work with you to structure payments that suit your business cycle and revenue patterns.

Yes, we conduct credit assessments as part of our responsible lending process. However, we look at the bigger picture including your business performance, bank statements, and trading history, not just credit scores.

We lend to limited companies and eligible unregulated businesses only. This includes trading companies, service providers, retail businesses, and other commercial enterprises. We do not provide consumer credit or regulated finance products.

Business loans can be used for working capital, equipment purchase, stock financing, expansion, cash flow management, or other legitimate business purposes. We focus on helping businesses grow and succeed.

We believe in transparency. Any fees will be clearly disclosed upfront before you accept any offer. There are no hidden charges, and you'll know exactly what you're paying before proceeding.

Yes, most of our loan products allow early repayment without penalty. This can help reduce the total interest paid. Specific terms vary by product, and we'll explain all options during the application process.